Welcome to Mortgage Gaming (“Website”, “Platform”, “we”, “us”, or “our”). By accessing or using our website, games, services, promotions, or other features, you agree to be bound by these Terms & Conditions (“Terms”).If you do not agree with these Terms, please do not use the Website.

1. EligibilityYou must meet the minimum age and eligibility requirements applicable to the services you use. Certain games, promotions, rewards, or financial services may have additional eligibility requirements.You are responsible for providing accurate information when creating or using an account.

2. Account RegistrationWhere an account is required, you agree to: Provide accurate and complete information. Keep your login credentials confidential. Not allow another person to use your account. Notify us promptly of unauthorized access. Be responsible for activity conducted through your account.We reserve the right to suspend or terminate accounts that violate these Terms.

3. Gaming ServicesMortgage Gaming may provide games, challenges, competitions, quizzes, rewards, leaderboards, and other interactive features.Game rules, eligibility requirements, scoring systems, rewards, and participation conditions may vary between games and may be displayed separately.We reserve the right to modify, suspend, or discontinue any game or feature at any time.

4. Rewards and PointsWhere applicable, users may earn points, badges, rankings, or other rewards through participation.Unless specifically stated otherwise: Points do not represent cash. Points cannot be transferred or sold. Rewards may be subject to additional conditions. We may correct points or rankings resulting from technical errors, fraud, or misuse.Any monetary reward, if offered, will be subject to the specific terms applicable to that promotion.

5. Mortgage and Financial Information relating to mortgages, home loans, interest rates, property financing, calculators, or financial products provided through the Website is for general informational purposes unless expressly stated otherwise.Mortgage Gaming does not guarantee approval, loan eligibility, interest rates, loan amounts, or financial outcomes.Where loans are offered through a regulated lender or financial partner, the loan relationship will be governed by the applicable lender's loan agreement, Key Fact Statement (KFS), privacy policy, and other applicable documents. RBI's current digital-lending framework requires regulated entities to provide appropriate borrower disclosures, including information such as APR and KFS where applicable.

6. No Financial Advice Content on Mortgage Gaming should not be considered financial, investment, legal, tax, or professional advice.Users should independently evaluate their financial circumstances and consult an appropriately qualified professional where necessary.

7. User ConductYou agree not to: Use the Website for unlawful purposes. Cheat, exploit bugs, manipulate scores, or use unauthorized software. Attempt to gain unauthorized access to accounts or systems. Upload malicious code or harmful content. Impersonate another person. Abuse, harass, or threaten other users. Use automated systems or bots where prohibited. Attempt to manipulate rewards, rankings, referrals, or promotions.

8. Intellectual Property All website content, including logos, graphics, designs, text, software, game interfaces, animations, trademarks, and other materials, is owned by or licensed to Mortgage Gaming unless otherwise stated.You may not reproduce, modify, distribute, sell, or commercially exploit our content without prior written permission.

9. Third-Party ServicesThe Website may contain links or integrations with third-party websites, lenders, payment providers, advertising platforms, gaming services, or other providers.We are not responsible for the content, availability, security, or practices of third-party services.Your use of those services may be subject to their own terms and privacy policies.

10. PrivacyYour use of the Website may involve the collection and processing of personal information.Our Privacy Policy explains what information we collect, how we use it, how we protect it, and your applicable rights.If the platform participates in regulated digital lending in India, additional requirements concerning consent, data collection, storage, and borrower information may apply.